MSU College of Law

Loan Repayment Assistance Program (LRAP)

The Michigan State University College of Law is pleased to announce our Loan Repayment Assistance Program (LRAP). The LRAP is available to specific JD graduates of the MSU College of Law who have substantial law school debt and work in public service positions. We hope to assist students with repayment of their student loans as they begin to establish their careers in the legal field. Funding is limited and alumni are encouraged to contact the Office of Financial Aid at finaid@law.msu.edu for further details and application materials.

Program Overview

The Michigan State University College of Law is proud to announce the creation of a Loan repayment Assistance Program (LRAP) open to J.D. graduates of the 2011, 2012, 2013, 2014 and 2015 classes. Funding from the College of Law is for the 2016 calendar year. Awards will be a maximum of $2,000 per student for the first 20 qualifying applicants. We do not know whether award amounts will be the same for future years but alumni may request funds up to five years after graduation and must meet the criteria for approval each year.

  • Have College of Law educational debt (federal loans) of $100,000 or more (which would exclude prior law school debt for transfer students);
  • Have personal, total salary of $50,000 or less;
  • Be currently employed in a public service position. “Public Service” is defined as follows:

“A 501(c)(3) organization, government agency, private sector organization if at least 50% of employee’s time is spent providing legal services for free or at a reduced rate to those who could otherwise not afford it. Legal academia is included if the position involves advocacy for under-represented clients such as through a clinical setting. Clerkships of any kind are not eligible. Students employed through the College of Law GCAP program are eligible.”

  • Must maintain all of the above criteria six months after funds are awarded.

The deadline for submitting application materials is 1/29/2016. Incomplete applications will not be considered for funding. Award determinations and notifications will be completed by .

If you have any questions about the application process or documents required for consideration, then please contact John Garcia, Financial Aid Director, at 517-432-6810 or garcia11@law.msu.edu

Program Details

LRAP disbursements are made once a year. Initial eligibility requires timely submission of an application and all necessary supporting materials for disbursement. After six months, the graduate must certify that his/her data has not changed since the initial application.

Under LRAP, the Law School will make a loan to qualifying graduates to assist them with their law school loan repayments. If the graduates remain eligible at the end of six months from the date of disbursement, the loans are fully forgiven. Program participants must apply annually for loan repayment assistance.

Applying for LRAP Funding

Please ensure you have completed all the attached forms and provided all of the requested documents. An application is not complete and thus does not meet the relevant deadline until all documentation is submitted in the format specified below. It is the applicant’s responsibility to ensure that his or her application is complete.

Please submit the following documentation in the order listed below. With each document, include a cover sheet indicating what it is according to the titles below. If a document consists of multiple pages, they must be stapled together.

LRAP Lender Certification Form

To obtain a summary for your educational loan(s), visit www.nslds.ed.gov, then contact your lender via phone or email. This summary must document your current loan balance for each loan. If you have only recently graduated and thus have not yet made any student loan payments, include a statement to this effect. The completed form should be sent by the lender via fax, mail or email.

Employer Certification Form

Your employer(s) must complete the form and return it to our office. The form may be faxed, emailed or mailed.

Promissory Note Agreement (provided after approval to participate in the LRAP)

If you are approved for LRAP assistance, you will be required to sign and return a promissory note before receiving the LRAP disbursement.